Private Lending

Fast.
Flexible.
Focused.

Funding for real estate investors who value clarity over complexity. Decisions in days. Terms that make sense.

Quick Quote
Application Process

How It Works

Ready to move forward? Here's what to expect and how to get started:

  1. 01
    Apply: Submit a simple application with your project details. No endless paperwork—just the essentials to get started.
  2. 02
    Review: I'll review your deal and reach out quickly if I need more info. You'll get a clear answer, fast.
  3. 03
    Approval: If it's a fit, you'll get straightforward terms and a written offer—no surprises, no hidden fees.
  4. 04
    Funding: Once you accept, we'll move to close. Funds can be ready in days, not weeks.
  5. 05
    Support: I'm here for questions, draws, and anything else you need until your project is complete.
  6. 06
    Repay: Pay off your loan, and you're ready for your next deal. Simple as that.
What You'll Need

Document Checklist

We keep the paperwork simple. Here are the four main categories—most borrowers have everything ready in minutes.

01
Borrower Info: Contact details, ID, bank statements, and completed application.
02
Business Entity Info: Entity name, operating agreement, EIN letter, and certificate of good standing.
03
Property Info: Purchase agreement, photos or inspection, scope of work, and comps.
04
Contact Info: Title company name and representative details.
Transparent Pricing

Our Terms

Clear, straightforward pricing with no hidden costs. Here's exactly what you'll pay:

Interest Rate 13% interest only (6 mos prepaid)
Origination Fee 3% of loan amount

Loan Structure: 6-month fix & flip loans • $50K–$300K • Up to 80% purchase, 100% repairs • Max 65% ARV

Common Questions

Why Hard Money?

You might be wondering why anyone would pay higher rates for a short-term loan. Here's the truth:

Speed wins deals. Close in 7-10 days vs 30-45 with traditional banks.
Property over paperwork. We focus on the deal, not your W-2 or credit score.
Fund what banks won't. Distressed properties, fast timelines, unconventional situations.
Short-term cost, long-term gain. A few months of interest is nothing compared to missing a profitable deal.
"Less, but better. We fund fewer deals, with more attention."

Our Philosophy